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Examiner
A blog 'for independent minds'
Obamacare-Trainwreck Update
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About this blog
Opinion page editor Rick Holmes and other writers blog about national politics and issues. Holmes & Co. is a Blog for Independent Minds, a place for a free-flowing discussion of policy, news and opinion. This blog is the online cousin of the Opinion ...
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Opinion page editor Rick Holmes and other writers blog about national politics and issues. Holmes & Co. is a Blog for Independent Minds, a place for a free-flowing discussion of policy, news and opinion. This blog is the online cousin of the Opinion section of the MetroWest Daily News in Framingham, Mass. As such, our focus starts there and spreads to include Massachusetts, the nation and the world. Since successful blogs create communities of readers and writers, we hope the \x34& Co.\x34 will also come to include you.
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By Rob Meltzer
Dec. 8, 2013 12:01 a.m.



A law school classmate is a policy wonk in Sacramento. Earlier in the week, he logged on to Covered California to test out the turn around time on the computer software. Within four days, he had received four telephone solicitation calls from insurance agents. Turns out, Covered California is handing out confidential consumer information regarding people who logged into the system. Never mind a breach of security–this is an egregious breach of  faith, a promise that information provided on the exchanges won’t be disclosed or released. There  can be zero confidence in a system in which the government is willy nilly handing out confidential information.

Second, it now appears, in breach of more promises, that the government is locking most local agents out of the process of helping their long-term customers deal with the insurance marketplaces, and refusing to allow agents who work with their own customers from getting their lawful commissions. Leaving aside that the government is now restraining trade, the government is also apparently in breach of one of its own assumptions–that agents would be actively involved in the process of bringing desirable customers to the exchanges in order to balance the poor risks who are now flooding into the marketplace. In fact, there are 70,000 agents who are certified to deal with these exchanges, but the system just isn’t working. This is a huge problem, and no end in sight, notwithstanding efforts by the National Association of Health Underwriters who seem to be getting the cold shoulder from barry.

For what its worth these are both issues that obama promised wouldn’t come up.

the trainwreck rolls on.

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